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PARROLI vs CoinsPay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PARROLI compared with CoinsPay
DetailPARROLI logo PARROLICoinsPay logo CoinsPay
What it doesThe credit card that pays you in real gold Crypto payments for online shops, paid out straight to your wallets
StageMVP Not given
FoundedNot given Not given
Based inUS Not given
Pricing modelPaid Paid
PricingTarget APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period. From 0.3% of each payout, with no monthly or setup fee. First 10 days fee-free on payouts up to $500. Network fees deducted at cost.
Key features
  • Invest in allocated physical gold stored in COMEX-approved vault
  • Borrow up to 65% of gold value at 7.99%–9.99% APR
  • Earn 1–5% physical gold rewards on card purchases
  • Fully insured gold holdings through Lloyd's of London
  • Gold redemption within 28 days or physical delivery
  • Works as regular Visa/Mastercard worldwide
  • Real-time gold valuations from Bullion Market pricing
  • Ownership Certificate documenting allocated gold holdings
  • Two entry paths: start with gold or start with card
  • Payment links and invoices
  • Automatic split payouts to multiple wallets
  • 30+ cryptocurrencies supported
  • Payment page with coin picker
  • Deposit addresses and QR codes
  • Telegram notifications
  • REST API with webhooks
  • Two-factor authentication
  • Multi-shop support
What makes it different
  • Earn real physical gold on everyday card spending instead of cash back
  • Use gold as collateral for lower-rate credit without selling it
  • Card tier and credit line determined by gold holdings, not spending or fees
  • Allocated gold held in your name with independent custody and property-rights protection
  • Flexible entry: start with purchasing gold or applying for card first
  • No monthly or setup fees, pay only when you get paid
  • First 10 days fee-free on payouts up to $500
  • Money stays in merchant's own wallets, nothing held on platform
  • Automatic handling of blockchain complexity and network selection
  • No developer required to get started
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)100
Referring domains (Majestic)20

5 details filled in for both companies.

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