PARROLI vs NoteHouse

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PARROLI compared with NoteHouse
Detail	PARROLI	NoteHouse
What it does	The credit card that pays you in real gold	Private lending software that drafts promissory notes, computes schedules, tracks payments, and keeps both parties on one ledger
Stage	MVP	Startup
Founded	Not given	2026
Based in	US	US
Pricing model	Paid	Freemium
Pricing	Target APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period.	Free plan: $0, up to 2 open loans. Standard plan: $12 per month or $120 per year, unlimited open loans.
Key features	Invest in allocated physical gold stored in COMEX-approved vault Borrow up to 65% of gold value at 7.99%–9.99% APR Earn 1–5% physical gold rewards on card purchases Fully insured gold holdings through Lloyd's of London Gold redemption within 28 days or physical delivery Works as regular Visa/Mastercard worldwide Real-time gold valuations from Bullion Market pricing Ownership Certificate documenting allocated gold holdings Two entry paths: start with gold or start with card	Promissory note generation from loan terms Amortization schedule computation Payment confirmation by both parties E-signature with document hashing Payment reminders before due dates Bank debit collection on Standard plan Loan modification and forgiveness agreements Write-off record for unpaid loans
What makes it different	Earn real physical gold on everyday card spending instead of cash back Use gold as collateral for lower-rate credit without selling it Card tier and credit line determined by gold holdings, not spending or fees Allocated gold held in your name with independent custody and property-rights protection Flexible entry: start with purchasing gold or applying for card first	Append-only, hash-chained ledger that cannot be secretly altered Never holds funds or acts as a financial institution Legally-structured promissory notes with all required terms
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	Not checked yet no change since last check	Not checked yet no change since last check
Trust Flow (Majestic)	0	1
Citation Flow (Majestic)	10	22
Referring domains (Majestic)	2	7

7 details filled in for both companies.

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