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PARROLI vs plaxswap

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PARROLI compared with plaxswap
DetailPARROLI logo PARROLIplaxswap logo plaxswap
What it doesThe credit card that pays you in real gold Not given
StageMVP Not given
FoundedNot given Not given
Based inUS US
Pricing modelPaid Freemium
PricingTarget APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period. Swap form: up to 0.3% Plaxswap fee plus route fee and network fee. Payment gateway: 1.5% platform fee (paid by customer), 0.3% withdrawal fee plus network fee. Wallet: free. Payment links: free to create.
Key features
  • Invest in allocated physical gold stored in COMEX-approved vault
  • Borrow up to 65% of gold value at 7.99%–9.99% APR
  • Earn 1–5% physical gold rewards on card purchases
  • Fully insured gold holdings through Lloyd's of London
  • Gold redemption within 28 days or physical delivery
  • Works as regular Visa/Mastercard worldwide
  • Real-time gold valuations from Bullion Market pricing
  • Ownership Certificate documenting allocated gold holdings
  • Two entry paths: start with gold or start with card
  • Decentralized swap form with routes from KyberSwap, 0x, LI.FI, Relay and NEAR Intents
  • Self-custody wallet with recovery phrase kept on device
  • Crypto payment gateway with 1.5% platform fee
  • Payment links accepting any supported coin
  • Signed webhooks for payment notifications
  • Test mode for safe integration testing
  • REST API with code samples in curl, Node.js, PHP and Python
  • WooCommerce, WHMCS and XenForo plugins
  • No account required for swaps
  • Idempotency keys for safe retries
What makes it different
  • Earn real physical gold on everyday card spending instead of cash back
  • Use gold as collateral for lower-rate credit without selling it
  • Card tier and credit line determined by gold holdings, not spending or fees
  • Allocated gold held in your name with independent custody and property-rights protection
  • Flexible entry: start with purchasing gold or applying for card first
  • Non-custodial: users retain full control of their coins and keys
  • Accept any supported crypto: customers choose which coin to send
  • Free plugins and easy integration for websites and shops
  • Transparent fees shown before payment
  • Automatic coin conversion via Uniswap and SwapKit
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)Not checked yet no change since last check4 no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)1023
Referring domains (Majestic)25

5 details filled in for both companies.

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