DIY retirement and financial planning with full tax detail and Claude AI assistance
Stage
Not given
Not given
Founded
Not given
Not given
Based in
IN
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Pricing model
Free
Freemium
Pricing
Not given
Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
Key features
Automatic UPI and card payment logging
Subscription and EMI tracking with reminders
Cost splitting with friends via UPI reminders
Monthly spending breakdown by category
Savings goals tracking
Home screen widgets
Biometric app lock
Local CSV backup and export
Price shown in hours of work
Tax modeling down to lot-level cost basis with capital gains stacking
Income tax calculation for 41 states and DC with local tax support
Social Security modeling with earnings test and spousal benefits
Monte Carlo analysis with thousand trials from real market history
Claude AI integration for plan building and analysis
Roth conversion and withdrawal optimizer
Multi-scenario comparison with detailed scenario diffing
Real estate modeling with depreciation and rental property analysis
Family and household modeling with marriage, children, and moves
Income tracking for salary, RSUs, pensions, and Social Security
What makes it different
No account, no tracking, no ads or analytics
Automatic logging of UPI and card payments
Built specifically for India with local payment methods
Tax-focused planning engine that models actual tax impacts at lot level
Claude AI integration that builds and updates plans via conversation
Free core planner with optional paid Claude connector tier
Variable spending model that adapts annually based on portfolio performance
Patang
FinZot