Local-first payment infrastructure for global digital businesses
Stage
Established
Startup
Founded
2020
2025
Based in
US
HK
Pricing model
Contact for pricing
Paid
Pricing
Not given
US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.
Key features
Mobile credit card processing
ACH payment processing
Point of sale systems
Virtual terminal merchant services
Chargeback prevention services
Merchant fraud protection
Embedded payments
Virtual card issuing
NaviGo resource hub with Q&A forums and marketing tools
Global card acquiring with direct connection to major card networks
Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
Subscription and recurring billing management
Mass payouts to 50+ markets with minimum fee of 0.1 USD
Multi-currency wallet and settlement
USD virtual card issuing for advertising and AI subscriptions
24/7 multilingual customer support
Local payment settlement as fast as T+1 in selected markets
What makes it different
Lifetime residuals secured by ironclad contracts that protect earnings even if the company is sold
24/7 US-based support from Tempe, Arizona
Transparent true splits where agents earn stated percentage of 100% of revenue generated
Custom solutions created specifically for agent and merchant needs
Local payment methods reach 90% coverage in target markets with localized interfaces
Dispute resolution 50% faster than traditional providers
Fee reduction of 30-50% through transparent pricing and volume-based rates
Capital efficiency improvement of 3-5x with fast local settlement
98% payout success rate with direct connection to local clearing systems
PayCompass
HaiPay