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PayCompass vs OceanAlt

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PayCompass compared with OceanAlt
DetailPayCompass logo PayCompassOceanAlt logo OceanAlt
What it doesNot given Free address-screening API for pre-payment risk decisions on agentic payments
StageEstablished Not given
Founded2020 Not given
Based inUS HK
Pricing modelContact for pricing Not given
PricingNot given Free: 2,000 calls/month at 60/min (no signup) or 5,000/month at 180/min with email; registered agent credential 50,000/month at 300/min. Team plan $49/month or $490/year (founding price). Pay-per-call: $0.002 per decision, $0.10 for 100 calls (x402), $0.01 per deep trace or batch.
Key features
  • Mobile credit card processing
  • ACH payment processing
  • Point of sale systems
  • Virtual terminal merchant services
  • Chargeback prevention services
  • Merchant fraud protection
  • Embedded payments
  • Virtual card issuing
  • NaviGo resource hub with Q&A forums and marketing tools
  • Single address risk screening
  • Batch screening up to 25 addresses
  • Fund-flow analysis on Tron and EVM
  • Pre-payment decision API (allow/review/decline)
  • Payee validation API
  • Payment request validation
  • Webhook signatures and monitoring
  • Post-payment address monitoring
  • Support for 8 EVM chains, Tron, Solana, Bitcoin and XRP Ledger
  • Verifiable evidence and sources for every verdict
What makes it different
  • Lifetime residuals secured by ironclad contracts that protect earnings even if the company is sold
  • 24/7 US-based support from Tempe, Arizona
  • Transparent true splits where agents earn stated percentage of 100% of revenue generated
  • Custom solutions created specifically for agent and merchant needs
  • No signup required for free tier
  • CORS-enabled for browser and agent calls
  • Machine-readable OpenAPI 3.1 specification
  • Idempotent requests for safe retries
  • Verdicts include verifiable settlement attestations
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)50 no change since last check3 no change since last check
Trust Flow (Majestic)113
Citation Flow (Majestic)2028
Referring domains (Majestic)21243

3 details filled in for both companies.

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