PayCow vs OceanAlt

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PayCow compared with OceanAlt
Detail	PayCow	OceanAlt
What it does	One workspace for donations, digital commerce, and crypto payments with funds sent directly to your wallet	Free address-screening API for pre-payment risk decisions on agentic payments
Stage	Not given	Not given
Founded	Not given	Not given
Based in	Not given	HK
Pricing model	Paid	Not given
Pricing	Starter: 10 USDT/mo (up to 1,000 USDT monthly volume). Pro: 99 USDT/mo (up to 50,000 USDT monthly volume). Scale: 299 USDT/mo (up to 250,000 USDT monthly volume). Enterprise: Custom pricing (250,000+ USDT monthly volume). 0% transaction commission on all plans.	Free: 2,000 calls/month at 60/min (no signup) or 5,000/month at 180/min with email; registered agent credential 50,000/month at 300/min. Team plan $49/month or $490/year (founding price). Pay-per-call: $0.002 per decision, $0.10 for 100 calls (x402), $0.01 per deep trace or batch.
Key features	Non-custodial direct-to-wallet USDT settlement on Ethereum ERC-20 and Tron TRC-20 Digital delivery of files up to 50 MB and license keys after confirmed payment Branded storefronts at /store/your-brand with product catalogs and checkout Searchable PayCow Marketplace for product discovery Multi-chain RPC node polling for deterministic payment confirmation Multiple destination wallet support with unique serial identifiers for routing Automated webhook notifications with HMAC-SHA256 cryptographic signatures Fixed monthly pricing model with 0% transaction commission	Single address risk screening Batch screening up to 25 addresses Fund-flow analysis on Tron and EVM Pre-payment decision API (allow/review/decline) Payee validation API Payment request validation Webhook signatures and monitoring Post-payment address monitoring Support for 8 EVM chains, Tron, Solana, Bitcoin and XRP Ledger Verifiable evidence and sources for every verdict
What makes it different	0% transaction commission with fixed monthly plans, keeping more per payment as volume grows Funds route directly to merchant wallets with no custodial intermediary holding assets Integrated platform combining donations, marketplace, storefronts, delivery and payments in one dashboard Built-in live stream donation alerts for streamers using OBS or Streamlabs	No signup required for free tier CORS-enabled for browser and agent calls Machine-readable OpenAPI 3.1 specification Idempotent requests for safe retries Verdicts include verifiable settlement attestations
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	2 +2 (up) since last check	3 no change since last check
Trust Flow (Majestic)	2	3
Citation Flow (Majestic)	18	28
Referring domains (Majestic)	6	43

4 details filled in for both companies.

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