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PayCow vs PaidCheck

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PayCow compared with PaidCheck
Detail PayCow PaidCheck
What it doesOne workspace for donations, digital commerce, and crypto payments with funds sent directly to your wallet Daily reconciliation of Stripe against who actually has access in your app
StageNot given Startup
FoundedNot given Not given
Based inNot given US
Pricing modelPaid Not given
PricingStarter: 10 USDT/mo (up to 1,000 USDT monthly volume). Pro: 99 USDT/mo (up to 50,000 USDT monthly volume). Scale: 299 USDT/mo (up to 250,000 USDT monthly volume). Enterprise: Custom pricing (250,000+ USDT monthly volume). 0% transaction commission on all plans. Leak report: free one-time reconciliation. Solo: $19/month for 1 app with daily checks and alert emails. Multi-app: $49/month for up to 5 apps with daily checks and alerts.
Key features
  • Non-custodial direct-to-wallet USDT settlement on Ethereum ERC-20 and Tron TRC-20
  • Digital delivery of files up to 50 MB and license keys after confirmed payment
  • Branded storefronts at /store/your-brand with product catalogs and checkout
  • Searchable PayCow Marketplace for product discovery
  • Multi-chain RPC node polling for deterministic payment confirmation
  • Multiple destination wallet support with unique serial identifiers for routing
  • Automated webhook notifications with HMAC-SHA256 cryptographic signatures
  • Fixed monthly pricing model with 0% transaction commission
  • Daily reconciliation checks across multiple apps
  • Supports Lovable, Bolt, Cursor and Supabase apps
  • Encrypted key storage with AES-256-GCM
  • Calculates revenue at risk for each issue
What makes it different
  • 0% transaction commission with fixed monthly plans, keeping more per payment as volume grows
  • Funds route directly to merchant wallets with no custodial intermediary holding assets
  • Integrated platform combining donations, marketplace, storefronts, delivery and payments in one dashboard
  • Built-in live stream donation alerts for streamers using OBS or Streamlabs
  • Read-only by design with no ability to write, refund or charge
  • Catches revenue-threatening issues AI-generated billing code typically misses
  • Minimal data exposure via email, plan and active status only
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)2 +2 (up) since last checkNot checked yet no change since last check
Trust Flow (Majestic)20
Citation Flow (Majestic)1812
Referring domains (Majestic)61

4 details filled in for both companies.

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