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PayRam vs AgentaOS

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PayRam compared with AgentaOS
DetailPayRam logo PayRamAgentaOS logo AgentaOS
What it doesSelf-hosted payment gateway for accepting card and crypto payments without third-party intermediaries Merchant of Record for card and monthly payments from 190+ countries, with tax and invoices handled
StageNot given Startup
FoundedNot given 2025
Based inNot given EE
Pricing modelOpen source Not given
PricingNot given Start free: €0/month with 4.5% + €0.50 per card sale. Pro: €49/month with 4.0% + €0.40 per card sale. First paying users: €99 one-time for pricing consultation and checkout setup. Paywall in your app: starting at €199 one-time for in-app checkout and webhooks. Bank transfer fee: 1.5%. Cards from out
Key features
  • Self-hosted deployment in 10 minutes with one command
  • Supports 20+ tokens including USDC, USDT, Bitcoin, Ethereum, Solana, Tron
  • Card-to-crypto onramp with 40+ currencies and 300+ payment methods
  • Dedicated permanent deposit address per customer
  • SmartSweep automatic fund consolidation to cold wallet
  • Unlimited transaction scalability
  • MCP-native AI agent integration
  • Full custody with multi-wallet support
  • Built-in ledger, analytics, and P&L reporting
  • Pre-built API snippets and developer-friendly SDKs
  • Card and subscription payments
  • Pricing Intelligence with scoring and recommendations
  • Tax and VAT filing in 135+ jurisdictions
  • Payments via AI agents (Claude, Cursor, ChatGPT)
  • Payouts in EUR, USD or digital assets
  • Automatic invoice generation
  • No company registration required
  • Chargeback and refund protection
What makes it different
  • No signup, no approvals, no account freezes with permissionless deployment
  • Full self-custody without intermediary holding funds
  • AI agent payments without KYB requirements
  • Resistance to censorship through decentralized infrastructure
  • Unified card and crypto payment acceptance globally
  • Handles tax compliance in 135+ jurisdictions automatically
  • Sells to customers in 190+ countries without seller needing foreign company
  • Pricing Intelligence reviews and scores seller pricing
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)45 −3 (down) since last check35 no change since last check
Trust Flow (Majestic)913
Citation Flow (Majestic)3630
Referring domains (Majestic)34544

3 details filled in for both companies.

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