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PayRam vs Akinda

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PayRam compared with Akinda
DetailPayRam logo PayRamAkinda logo Akinda
What it doesSelf-hosted payment gateway for accepting card and crypto payments without third-party intermediaries Shariah compliance API for stocks and ETFs with five methodologies, AAOIFI primary
StageNot given Not given
FoundedNot given Not given
Based inNot given US
Pricing modelOpen source Not given
PricingNot given Basic: Free (10 API calls/day, 100 MB/month); Personal Standard: $20/month (300 calls/min, 10 GB/month); Personal Ultimate: $60/month (1,000 calls/min, 100 GB/month); Business Standard: $600/month (1,000 calls/min, 100 GB/month); Business Ultimate: $1,000/month (3,000 calls/min, 300 GB/month); Busin
Key features
  • Self-hosted deployment in 10 minutes with one command
  • Supports 20+ tokens including USDC, USDT, Bitcoin, Ethereum, Solana, Tron
  • Card-to-crypto onramp with 40+ currencies and 300+ payment methods
  • Dedicated permanent deposit address per customer
  • SmartSweep automatic fund consolidation to cold wallet
  • Unlimited transaction scalability
  • MCP-native AI agent integration
  • Full custody with multi-wallet support
  • Built-in ledger, analytics, and P&L reporting
  • Pre-built API snippets and developer-friendly SDKs
  • Debt ratio analysis with AAOIFI 30% threshold
  • Liquid assets vs market cap comparison
  • AI-extracted impure income detection from SEC filings
  • Five methodologies including AAOIFI, Dow Jones Islamic Market, FTSE Shariah, MSCI Islamic, and S&P Shariah
  • ETF screening by basket holdings with five rulebooks per fund
  • Proprietary halal rating and ranking scores
  • Verdict changes feed with real-time updates
  • Interactive API playground with 12+ code snippet languages
  • Webhooks and MCP server integration
  • Coverage across 12,500+ stocks in four markets
What makes it different
  • No signup, no approvals, no account freezes with permissionless deployment
  • Full self-custody without intermediary holding funds
  • AI agent payments without KYB requirements
  • Resistance to censorship through decentralized infrastructure
  • Unified card and crypto payment acceptance globally
  • Only API built specifically for Islamic finance with transparent mapping of every verdict to documented Shariah rules
  • Five published Shariah methodologies including AAOIFI as primary standard
  • AI-powered analysis of regulatory filings for prohibited income detection
  • Honest sparsity approach shipping NULL for uncomputed values rather than guesses
  • Public roadmap with customer input shaping development priorities
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)46 −1 (down) since last check16 −1 (down) since last check
Trust Flow (Majestic)92
Citation Flow (Majestic)3621
Referring domains (Majestic)3454

3 details filled in for both companies.

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