Skip to main content
FYNORALAUNCH home

THIS SESSION · FINTECH · MONEY TOOLS

PayRam vs ConnectPay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PayRam compared with ConnectPay
DetailPayRam logo PayRamConnectPay logo ConnectPay
What it doesSelf-hosted payment gateway for accepting card and crypto payments without third-party intermediaries All-in-one financial platform for online business
StageNot given Established
FoundedNot given 2017
Based inNot given LT
Pricing modelOpen source Paid
PricingNot given Daily Banking: Tree plan with €9.50 minimum monthly fee, €0.25 euro-zone pay-out, €20 cross-border payments. Forest plan with €295 minimum monthly fee, €0.04% euro-zone pay-in and pay-out (1-200€). Jungle plan with €490 minimum monthly fee, €0.1% minimum €2 euro-zone pay-in. Card issuing from €25, m
Key features
  • Self-hosted deployment in 10 minutes with one command
  • Supports 20+ tokens including USDC, USDT, Bitcoin, Ethereum, Solana, Tron
  • Card-to-crypto onramp with 40+ currencies and 300+ payment methods
  • Dedicated permanent deposit address per customer
  • SmartSweep automatic fund consolidation to cold wallet
  • Unlimited transaction scalability
  • MCP-native AI agent integration
  • Full custody with multi-wallet support
  • Built-in ledger, analytics, and P&L reporting
  • Pre-built API snippets and developer-friendly SDKs
  • IBAN accounts with multicurrency support
  • SEPA instant and SCT payments
  • Cross-border and SWIFT payments
  • Currency exchange in 80+ currencies
  • Virtual and physical debit cards
  • Card acquiring for VISA and Mastercard
  • Open banking with fast direct bank transfers
  • Recurring payment subscriptions
  • White-label digital wallets
  • Compliance and fraud prevention built-in
What makes it different
  • No signup, no approvals, no account freezes with permissionless deployment
  • Full self-custody without intermediary holding funds
  • AI agent payments without KYB requirements
  • Resistance to censorship through decentralized infrastructure
  • Unified card and crypto payment acceptance globally
  • Single set of APIs for all financial services
  • Pan-European EMI license covering entire EEA
  • 8 seconds average automated onboarding
  • Compliance handling included in service
  • ISO 27001 and ISO 22301 certified security
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)45 −3 (down) since last check53 no change since last check
Trust Flow (Majestic)912
Citation Flow (Majestic)3626
Referring domains (Majestic)345357

4 details filled in for both companies.

More alternatives to PayRam More alternatives to ConnectPay

Help centre