Self-hosted payment gateway for accepting card and crypto payments without third-party intermediaries
Local-first payment infrastructure for global digital businesses
Stage
Not given
Startup
Founded
Not given
2025
Based in
Not given
HK
Pricing model
Open source
Paid
Pricing
Not given
US-issued cards from 2.5% + US$0.30 per transaction; cards issued outside the US from 4.0% + US$0.30 per transaction; local payment methods from 1.2%; US$0 setup fee, US$0 annual fee, no minimum monthly billing.
Key features
Self-hosted deployment in 10 minutes with one command
Supports 20+ tokens including USDC, USDT, Bitcoin, Ethereum, Solana, Tron
Card-to-crypto onramp with 40+ currencies and 300+ payment methods
Dedicated permanent deposit address per customer
SmartSweep automatic fund consolidation to cold wallet
Unlimited transaction scalability
MCP-native AI agent integration
Full custody with multi-wallet support
Built-in ledger, analytics, and P&L reporting
Pre-built API snippets and developer-friendly SDKs
Global card acquiring with direct connection to major card networks
Support for 150+ local payment methods including UPI, Pix, MoMo, Alipay and WeChat
Subscription and recurring billing management
Mass payouts to 50+ markets with minimum fee of 0.1 USD
Multi-currency wallet and settlement
USD virtual card issuing for advertising and AI subscriptions
24/7 multilingual customer support
Local payment settlement as fast as T+1 in selected markets
What makes it different
No signup, no approvals, no account freezes with permissionless deployment
Full self-custody without intermediary holding funds
AI agent payments without KYB requirements
Resistance to censorship through decentralized infrastructure
Unified card and crypto payment acceptance globally
Local payment methods reach 90% coverage in target markets with localized interfaces
Dispute resolution 50% faster than traditional providers
Fee reduction of 30-50% through transparent pricing and volume-based rates
Capital efficiency improvement of 3-5x with fast local settlement
98% payout success rate with direct connection to local clearing systems
PayRam
HaiPay