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PayRam vs PaidCheck

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

PayRam compared with PaidCheck
DetailPayRam logo PayRam PaidCheck
What it doesSelf-hosted payment gateway for accepting card and crypto payments without third-party intermediaries Daily reconciliation of Stripe against who actually has access in your app
StageNot given Startup
FoundedNot given Not given
Based inNot given US
Pricing modelOpen source Not given
PricingNot given Leak report: free one-time reconciliation. Solo: $19/month for 1 app with daily checks and alert emails. Multi-app: $49/month for up to 5 apps with daily checks and alerts.
Key features
  • Self-hosted deployment in 10 minutes with one command
  • Supports 20+ tokens including USDC, USDT, Bitcoin, Ethereum, Solana, Tron
  • Card-to-crypto onramp with 40+ currencies and 300+ payment methods
  • Dedicated permanent deposit address per customer
  • SmartSweep automatic fund consolidation to cold wallet
  • Unlimited transaction scalability
  • MCP-native AI agent integration
  • Full custody with multi-wallet support
  • Built-in ledger, analytics, and P&L reporting
  • Pre-built API snippets and developer-friendly SDKs
  • Daily reconciliation checks across multiple apps
  • Supports Lovable, Bolt, Cursor and Supabase apps
  • Encrypted key storage with AES-256-GCM
  • Calculates revenue at risk for each issue
What makes it different
  • No signup, no approvals, no account freezes with permissionless deployment
  • Full self-custody without intermediary holding funds
  • AI agent payments without KYB requirements
  • Resistance to censorship through decentralized infrastructure
  • Unified card and crypto payment acceptance globally
  • Read-only by design with no ability to write, refund or charge
  • Catches revenue-threatening issues AI-generated billing code typically misses
  • Minimal data exposure via email, plan and active status only
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)45 −3 (down) since last checkNot checked yet no change since last check
Trust Flow (Majestic)90
Citation Flow (Majestic)3612
Referring domains (Majestic)3451

3 details filled in for both companies.

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