Payset vs Alphathena

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Payset compared with Alphathena
Detail	Payset	Alphathena
What it does	Multi-currency business accounts for fast international payments and smarter FX	The operating system for personalized portfolio management
Stage	Established	Not given
Founded	2018	Not given
Based in	GB	US
Pricing model	Freemium	Contact for pricing
Pricing	Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris	Platform fee based on AUM tier plus basis points on direct indexing assets. A TAMP typically charges 30 to 50 basis points on all AUM it manages, while Alphathena's platform fee model means you pay for the technology and direct indexing assets, not a percentage of all assets you manage. No setup fee
Key features	Send and receive in 34 currencies Exchange up to 38 currency pairs Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong) Team management with permission controls Multi-signature approval for transactions Spending rules per user 24/7 account security Two-factor authentication Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments) Quick onboarding (1-3 business days)	Over 2,000 benchmarks to track Integration with Schwab, Fidelity, Clearstreet, Interactive Brokers, and Orion Onboarding completed in as little as one week
What makes it different	FCA-regulated electronic money institution with segregated safeguarding Personalized support through multiple channels (phone, email, live chat, WhatsApp) Serves 70+ countries with local payment networks	Pure technology platform that keeps advisors in full control of investment decisions No custodian switch required; clients' assets remain where they are Agentic AI that generates actionable scenarios and handles complex workflows automatically Powers over $10 billion in assets across advisory firms Works alongside existing portfolio management systems without replacing them
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	39 −1 (down) since last check	29 no change since last check
Trust Flow (Majestic)	29	15
Citation Flow (Majestic)	22	31
Referring domains (Majestic)	701	94

6 details filled in for both companies.

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