Payset vs Credyt™

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Payset compared with Credyt™
Detail	Payset	Credyt™
What it does	Multi-currency business accounts for fast international payments and smarter FX	Real-time billing infrastructure for AI products
Stage	Established	Not given
Founded	2018	Not given
Based in	GB	US
Pricing model	Freemium	Freemium
Pricing	Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris	Free tier: first 10 active wallets per month free, full API access in test mode. Production: $1 per active wallet per month (active = at least one transaction in billing month). First 1M events per month free. Volume discounts available.
Key features	Send and receive in 34 currencies Exchange up to 38 currency pairs Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong) Team management with permission controls Multi-signature approval for transactions Spending rules per user 24/7 account security Two-factor authentication Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments) Quick onboarding (1-3 business days)	Real-time usage metering and authorization before costs are incurred Multi-asset wallets supporting USD, tokens, GPU hours, or custom units Branded customer billing portal with self-service top-ups and history Per-customer profitability analytics and event-level cost tracking Support for usage-based, subscription, hybrid, credits, and seat-based pricing models Hard budget ceilings per customer, agent, or team with real-time enforcement Automatic top-up functionality when balance falls below customer-set threshold MCP server integration for AI coding tools without backend required REST API, OpenAPI spec, SDKs, and webhooks for developers
What makes it different	FCA-regulated electronic money institution with segregated safeguarding Personalized support through multiple channels (phone, email, live chat, WhatsApp) Serves 70+ countries with local payment networks	Real-time billing for usage incurred in milliseconds, not month-end invoicing No revenue percentage cuts or payment processing markups, only per-wallet fees Built by payment infrastructure engineers from Checkout.com, Visa, TrueLayer, and SumUp Originated from Revenew platform that analyzed $1B/month in revenue
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	39 no change since last check	18 no change since last check
Trust Flow (Majestic)	29	18
Citation Flow (Majestic)	22	33
Referring domains (Majestic)	701	685

6 details filled in for both companies.

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