Payset vs Kilde

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Payset compared with Kilde
Detail	Payset	Kilde
What it does	Multi-currency business accounts for fast international payments and smarter FX	Private credit investment platform for accredited investors
Stage	Established	Established
Founded	2018	2019
Based in	GB	SG
Pricing model	Freemium	Paid
Pricing	Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris	Fixed returns 10-15% per year; 0.5% annual platform fee regardless of investment size
Key features	Send and receive in 34 currencies Exchange up to 38 currency pairs Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong) Team management with permission controls Multi-signature approval for transactions Spending rules per user 24/7 account security Two-factor authentication Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments) Quick onboarding (1-3 business days)	Monthly coupon payments Real-time investment dashboards Collateral-backed investments (1.6x coverage) Early redemption options Multi-currency investment (SGD, USD, EUR) Flexible investment terms (3-36 months) Joint account support Auto-Invest strategies Human advisor access
What makes it different	FCA-regulated electronic money institution with segregated safeguarding Personalized support through multiple channels (phone, email, live chat, WhatsApp) Serves 70+ countries with local payment networks	MAS-licensed platform with strict regulatory compliance Fixed 10-15% annual returns with low market correlation Transparent flat 0.5% annual fee regardless of investment size Rapid onboarding in 3 minutes via SingPass
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	39 −1 (down) since last check	28 no change since last check
Trust Flow (Majestic)	29	13
Citation Flow (Majestic)	22	29
Referring domains (Majestic)	701	155

8 details filled in for both companies.

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