Payset vs Kitaphone

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Payset compared with Kitaphone
Detail	Payset	Kitaphone
What it does	Multi-currency business accounts for fast international payments and smarter FX	Make cheap international calls from your browser to 180 destinations without an app or SIM card
Stage	Established	Not given
Founded	2018	Not given
Based in	GB	MY
Pricing model	Freemium	Not given
Pricing	Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris	Pay-as-you-go rates starting from $0.02 USD per minute to destination countries; first call is free. No subscription required.
Key features	Send and receive in 34 currencies Exchange up to 38 currency pairs Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong) Team management with permission controls Multi-signature approval for transactions Spending rules per user 24/7 account security Two-factor authentication Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments) Quick onboarding (1-3 business days)	Call 180 destinations from browser without app or SIM No phone or ID verification required to sign up Pay-as-you-go credits with no subscriptions Get a virtual phone number from available countries Send and receive SMS messages from your Kitaphone number Answer incoming calls in browser WebRTC encrypted calling technology Credits never expire 100% money-back guarantee within two weeks
What makes it different	FCA-regulated electronic money institution with segregated safeguarding Personalized support through multiple channels (phone, email, live chat, WhatsApp) Serves 70+ countries with local payment networks	No app installation required, works directly in browser Recipients need only a phone, not an app or internet connection Calls to any mobile or landline, not just users of the service Pay only for what you use with no hidden contracts or subscriptions Sign up in seconds with email only, no authentication needed
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	39 −1 (down) since last check	6 no change since last check
Trust Flow (Majestic)	29	3
Citation Flow (Majestic)	22	22
Referring domains (Majestic)	701	30

5 details filled in for both companies.

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