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Payset vs NXTL

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Payset compared with NXTL
DetailPayset logo PaysetNXTL logo NXTL
What it doesMulti-currency business accounts for fast international payments and smarter FX One reusable global pay-as-you-go data eSIM for 180+ countries
StageEstablished Not given
Founded2018 Not given
Based inGB LT
Pricing modelFreemium Paid
PricingAccount opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris eSIM purchase: €10.71 (includes €8.93 prepaid balance). Data rates vary by destination and network, ranging from €0.48/GB to €2.38/GB. No monthly subscription; users pay for actual data consumed from their prepaid balance.
Key features
  • Send and receive in 34 currencies
  • Exchange up to 38 currency pairs
  • Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong)
  • Team management with permission controls
  • Multi-signature approval for transactions
  • Spending rules per user
  • 24/7 account security
  • Two-factor authentication
  • Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments)
  • Quick onboarding (1-3 business days)
  • No expiring balance - unused prepaid data carries forward indefinitely
  • Pay-as-you-go pricing with no monthly subscription
  • Trip planner to estimate costs before travel
  • Shared prepaid balance across multiple eSIMs on same account
  • Network preference selection (Cheapest or Best coverage)
  • Connectivity guarantee with refund option
  • Account management app and web dashboard
What makes it different
  • FCA-regulated electronic money institution with segregated safeguarding
  • Personalized support through multiple channels (phone, email, live chat, WhatsApp)
  • Serves 70+ countries with local payment networks
  • One reusable eSIM installed once and kept for all future supported trips, eliminating need to buy and install new country bundles
  • Unused balance never expires, so customers keep value across trips and don't forfeit unspent data
  • Transparent pay-as-you-go model where customers pay only for actual data used with no fixed bundles or expiry deadlines
  • Global prepaid account balance that works across all supported destinations without per-country packages
  • Rewards program offering 5% in NXTL Tokens on eligible purchases and usage discounts
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)39 −1 (down) since last check24 no change since last check
Trust Flow (Majestic)298
Citation Flow (Majestic)2221
Referring domains (Majestic)70168

6 details filled in for both companies.

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