Payset vs PARROLI

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Payset compared with PARROLI
Detail	Payset	PARROLI
What it does	Multi-currency business accounts for fast international payments and smarter FX	The credit card that pays you in real gold
Stage	Established	MVP
Founded	2018	Not given
Based in	GB	US
Pricing model	Freemium	Paid
Pricing	Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris	Target APR 7.99%–9.99% for gold-backed credit; ~20%+ APR for card-only start; 2% annual Storage & Ownership Fee; 0% fee on one eligible gold purchase ($5k–$20k) for Founding Members; Gold Rewards: 5% on first $3,000 of eligible spending, then 3% up to $15,000 per year for five-year benefit period.
Key features	Send and receive in 34 currencies Exchange up to 38 currency pairs Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong) Team management with permission controls Multi-signature approval for transactions Spending rules per user 24/7 account security Two-factor authentication Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments) Quick onboarding (1-3 business days)	Invest in allocated physical gold stored in COMEX-approved vault Borrow up to 65% of gold value at 7.99%–9.99% APR Earn 1–5% physical gold rewards on card purchases Fully insured gold holdings through Lloyd's of London Gold redemption within 28 days or physical delivery Works as regular Visa/Mastercard worldwide Real-time gold valuations from Bullion Market pricing Ownership Certificate documenting allocated gold holdings Two entry paths: start with gold or start with card
What makes it different	FCA-regulated electronic money institution with segregated safeguarding Personalized support through multiple channels (phone, email, live chat, WhatsApp) Serves 70+ countries with local payment networks	Earn real physical gold on everyday card spending instead of cash back Use gold as collateral for lower-rate credit without selling it Card tier and credit line determined by gold holdings, not spending or fees Allocated gold held in your name with independent custody and property-rights protection Flexible entry: start with purchasing gold or applying for card first
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	40 +1 (up) since last check	Not checked yet no change since last check
Trust Flow (Majestic)	29	0
Citation Flow (Majestic)	22	10
Referring domains (Majestic)	701	2

7 details filled in for both companies.

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