Payset vs PayCow

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Payset compared with PayCow
Detail	Payset	PayCow
What it does	Multi-currency business accounts for fast international payments and smarter FX	One workspace for donations, digital commerce, and crypto payments with funds sent directly to your wallet
Stage	Established	Not given
Founded	2018	Not given
Based in	GB	Not given
Pricing model	Freemium	Paid
Pricing	Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris	Starter: 10 USDT/mo (up to 1,000 USDT monthly volume). Pro: 99 USDT/mo (up to 50,000 USDT monthly volume). Scale: 299 USDT/mo (up to 250,000 USDT monthly volume). Enterprise: Custom pricing (250,000+ USDT monthly volume). 0% transaction commission on all plans.
Key features	Send and receive in 34 currencies Exchange up to 38 currency pairs Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong) Team management with permission controls Multi-signature approval for transactions Spending rules per user 24/7 account security Two-factor authentication Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments) Quick onboarding (1-3 business days)	Non-custodial direct-to-wallet USDT settlement on Ethereum ERC-20 and Tron TRC-20 Digital delivery of files up to 50 MB and license keys after confirmed payment Branded storefronts at /store/your-brand with product catalogs and checkout Searchable PayCow Marketplace for product discovery Multi-chain RPC node polling for deterministic payment confirmation Multiple destination wallet support with unique serial identifiers for routing Automated webhook notifications with HMAC-SHA256 cryptographic signatures Fixed monthly pricing model with 0% transaction commission
What makes it different	FCA-regulated electronic money institution with segregated safeguarding Personalized support through multiple channels (phone, email, live chat, WhatsApp) Serves 70+ countries with local payment networks	0% transaction commission with fixed monthly plans, keeping more per payment as volume grows Funds route directly to merchant wallets with no custodial intermediary holding assets Integrated platform combining donations, marketplace, storefronts, delivery and payments in one dashboard Built-in live stream donation alerts for streamers using OBS or Streamlabs
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	39 −1 (down) since last check	2 +2 (up) since last check
Trust Flow (Majestic)	29	2
Citation Flow (Majestic)	22	18
Referring domains (Majestic)	701	6

5 details filled in for both companies.

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