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Payset vs send21

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Payset compared with send21
DetailPayset logo Paysetsend21 logo send21
What it doesMulti-currency business accounts for fast international payments and smarter FX Non-custodial crypto payment links and API for people and AI agents
StageEstablished Not given
Founded2018 Not given
Based inGB Not given
Pricing modelFreemium Paid
PricingAccount opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris One fee per payment: 0.49% on $0-$10, 0.39% on $10-$50, 0.29% on $50-$100, 0.19% on $100-$500, 0.14% on $500-$2,000, 0.09% on $2,000-$10,000, 0.04% on $10,000-$50,000, 0.02% on $50,000-$100,000, 0.01% above $100,000. Minimum $0.01, maximum $100. No subscription, setup fee or monthly minimum.
Key features
  • Send and receive in 34 currencies
  • Exchange up to 38 currency pairs
  • Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong)
  • Team management with permission controls
  • Multi-signature approval for transactions
  • Spending rules per user
  • 24/7 account security
  • Two-factor authentication
  • Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments)
  • Quick onboarding (1-3 business days)
  • REST API with scoped keys and batch drafts up to 25 per call
  • Support for Bitcoin PSBT and batching wallets like Safe
  • No KYC required, encrypted email storage only
  • Idempotency keys for safe retries
  • Shopify connection with custom app and setup help
  • Fee collected separately on Ethereum and EVM chains via Safe batching
What makes it different
  • FCA-regulated electronic money institution with segregated safeguarding
  • Personalized support through multiple channels (phone, email, live chat, WhatsApp)
  • Serves 70+ countries with local payment networks
Not given
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)39 −1 (down) since last check6 +2 (up) since last check
Trust Flow (Majestic)2915
Citation Flow (Majestic)2228
Referring domains (Majestic)70135

4 details filled in for both companies.

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