Payset vs Xedo

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Payset compared with Xedo
Detail	Payset	Xedo
What it does	Multi-currency business accounts for fast international payments and smarter FX	Real phone numbers and SMS verification for your digital life
Stage	Established	Not given
Founded	2018	Not given
Based in	GB	US
Pricing model	Freemium	Paid
Pricing	Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris	Short-term SMS verification: from $0.025 per code. Long-term numbers: from $9.99 per month (1, 3, 6 or 12-month terms). Travel eSIM: from $3.50 per plan. Blue Relay: from $147 or €129 per month (€49 activation on monthly and 3-month terms, waived on 6- and 12-month terms). US physical phones: Androi
Key features	Send and receive in 34 currencies Exchange up to 38 currency pairs Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong) Team management with permission controls Multi-signature approval for transactions Spending rules per user 24/7 account security Two-factor authentication Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments) Quick onboarding (1-3 business days)	SMS verification for 800+ services Coverage in 190+ countries Long-term number rentals in 8 countries Real US-based physical phones in Miami Travel eSIM for 190+ destinations Send and receive SMS with long-term rentals Cryptocurrency payment settlement Instant credit settlement No billing name required Blue Relay for iMessage hosting
What makes it different	FCA-regulated electronic money institution with segregated safeguarding Personalized support through multiple channels (phone, email, live chat, WhatsApp) Serves 70+ countries with local payment networks	Real physical phones not virtual numbers Instant cryptocurrency payments with no card or billing name Unified account for all services with single balance Hardware located in Miami with genuine US residential IP Unused SMS rentals refunded to balance
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	40 +1 (up) since last check	1 no change since last check
Trust Flow (Majestic)	29	6
Citation Flow (Majestic)	22	21
Referring domains (Majestic)	701	16

6 details filled in for both companies.

More alternatives to Payset More alternatives to Xedo