Paywint vs Groundfloor

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Paywint compared with Groundfloor
Detail	Paywint	Groundfloor
What it does	Instant Payments for US Businesses	Private markets investing platform offering real estate loans, notes, and emerging alternative investments
Stage	Not given	Established
Founded	Not given	2013
Based in	US	US
Pricing model	Freemium	Freemium
Pricing	Free plan at $0/month includes instant bank, wallet, and card payments, point purchases and transfers, push to card, push to bank, store, and invoicing. Business plan at $49/month includes everything in Free plus 5 digital bank accounts, merchant account, 1 business, and 2 users. Premium plan at $19	Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12
Key features	Instant ACH payments Same-day ACH settlement Real-Time Payments (RTP) FedNow instant payments Wire transfers domestic and international Digital wallet and virtual cards Cross-border B2B payments Online store builder and eCommerce Real-time transaction tracking and alerts Merchant account and payment processing	Individual real estate loan selection with 10-18% target IRR Auto Finance Portfolio with 13.6% target net IRR for accredited investors Music Royalties Portfolio offering 7% fixed annualized return Pre-IPO Stock Finance Portfolio with 15-18% target net IRR Portfolio tracking and real-time performance monitoring Automated monthly interest payments to investors Mobile app for browsing and managing investments on the go
What makes it different	Access all payment rails in one platform Unified payment infrastructure for real-time settlements Custom payment identifiers called PayTag for easy transfers Serves businesses of all sizes and industries Transparent and secure transaction processing	100% repayment track record on real estate-backed notes since platform inception First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors Over 13 years of operating history managing real estate investments since 2013 Direct origination and underwriting rather than marketplace model Verified residential collateral and first- or second-lien security on every loan
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	27 +1 (up) since last check	49 +1 (up) since last check
Trust Flow (Majestic)	9	19
Citation Flow (Majestic)	33	32
Referring domains (Majestic)	205	595

6 details filled in for both companies.

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