Free plan at $0/month includes instant bank, wallet, and card payments, point purchases and transfers, push to card, push to bank, store, and invoicing. Business plan at $49/month includes everything in Free plus 5 digital bank accounts, merchant account, 1 business, and 2 users. Premium plan at $19
Not given
Key features
Instant ACH payments
Same-day ACH settlement
Real-Time Payments (RTP)
FedNow instant payments
Wire transfers domestic and international
Digital wallet and virtual cards
Cross-border B2B payments
Online store builder and eCommerce
Real-time transaction tracking and alerts
Merchant account and payment processing
Personalized financial insights and recommendations based on customer transaction data
Transaction Intelligence that creates unified financial context across banking channels
Banking Console for relationship managers to identify and prioritize customer engagement
AI governance and full-lifecycle model management
Spending pattern analysis and cash flow intelligence
Enterprise-grade secure infrastructure for banking environments
Integration with core banking systems and Open Banking data
Engage Suite for personalized customer experiences across digital channels
Enterprise Studio for designing and activating customer journeys
What makes it different
Access all payment rails in one platform
Unified payment infrastructure for real-time settlements
Custom payment identifiers called PayTag for easy transfers
Serves businesses of all sizes and industries
Transparent and secure transaction processing
Reaches over 150 million monthly banking users, enabling massive scale for financial institutions
Transforms transaction data into actionable financial intelligence using AI and machine learning
Enables banks to drive measurable business outcomes including deposit growth and customer engagement
Serves hundreds of financial institutions globally from major banks to community credit unions
Proven track record with leading global banks including BMO, Santander, Huntington, and KBC
Personetics