| What it does | Instant Payments for US Businesses
| AI debt collection software that scales teams, sharpens targeting, and outperforms agency-led models
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| Stage | Not given
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| Based in | US
| US
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| Pricing model | Freemium
| Contact for pricing
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| Pricing | Free plan at $0/month includes instant bank, wallet, and card payments, point purchases and transfers, push to card, push to bank, store, and invoicing. Business plan at $49/month includes everything in Free plus 5 digital bank accounts, merchant account, 1 business, and 2 users. Premium plan at $19
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| Key features | - Instant ACH payments
- Same-day ACH settlement
- Real-Time Payments (RTP)
- FedNow instant payments
- Wire transfers domestic and international
- Digital wallet and virtual cards
- Cross-border B2B payments
- Online store builder and eCommerce
- Real-time transaction tracking and alerts
- Merchant account and payment processing
| - Collection Intelligence: decisioning, journey design, and optimization for smarter collections
- Specialized AI agents coordinating decisions, conversations, and learning across seven specialist roles
- Omnichannel outreach via voice, SMS, email and chat
- Built-in compliance with FDCPA, TCPA, Reg F, HIPAA, SOC 2 Type II, PCI-DSS, UDAAP, HITECH
- Real-time propensity scoring and account intelligence
- Skip-tracing and contact recovery for unreachable accounts
- Performance coaching and quality management at scale
- Integration with CRMs, dialers, payment systems, and data sources
- Real-time performance insights and analytics
- Pre-call account scrubbing with DNC, bankruptcy, statute of limitations checks
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| What makes it different | - Access all payment rails in one platform
- Unified payment infrastructure for real-time settlements
- Custom payment identifiers called PayTag for easy transfers
- Serves businesses of all sizes and industries
- Transparent and secure transaction processing
| - AI-native since 2016, a decade of head start on teams retrofitting AI today
- Performance-based contingency models that align incentives
- Compliance built into the core, not bolted on
- End-to-end ownership from integration to performance, fully automated and auditable
- Deep focus on collections recovery, not a generalist platform
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 27 ▲ +1 (up) since last check | 57 ● no change since last check |
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| Trust Flow (Majestic) | 9 | 12 |
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| Citation Flow (Majestic) | 33 | 27 |
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| Referring domains (Majestic) | 205 | 311 |
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Skit.ai