Simple monthly budget app with zero-based planning and safe-to-spend categories
Financial Management for Everyone
Stage
Not given
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Founded
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Based in
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US
Pricing model
Free trial
Freemium
Pricing
7-day free trial
Personal: Free forever. Family: $14.99/month or $149/year. Pro: $9.99/month standalone or $99.90/year, or $7.99/month with Family. Elite: $49.99/month for first 3 seats, $19/month per additional seat.
Key features
Monthly budget planning
Zero-based budgeting
Safe-to-spend category balances
Expense and income tracking
Move money between categories
Subscriptions tracker
Savings goals
Face ID protection
Multiple account support
Monthly spending insights
Bill Tracker - Track recurring bills with AutoPay marking
Income Tracker - Log income sources with pay frequency
Debt Payoff Calculator - Choose avalanche or snowball strategy
Bank Sync via Plaid - Automatic transaction categorization
Bank-Verified Payments - Checks against real bank activity
Budget Health Score - 0-100 score showing spending alignment
Net Worth Tracker - Track assets and debts
Invoicing and A/R - Create and track invoices with online payments
Profit & Loss Summary - Export P&L statements for accounting
Household member accounts - Up to 5 members with shared budget
What makes it different
Before You Tap budgeting shows safe-to-spend amounts before purchase
Subscriptions tracker shows renewal dates and annual costs
Savings goals feature with target amounts and due dates
Flexible adjustments when life changes without guilt
Bank-verified payments confirm actual clearing dates against bank activity
Completely free personal tier with no credit card required
Shared household finances for up to 5 members
Built-in invoicing and business tools without separate apps
Revenue portion supports community aid for basic necessities