Simple monthly budget app with zero-based planning and safe-to-spend categories
Your money, across borders
Stage
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Founded
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Based in
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ID
Pricing model
Free trial
Freemium
Pricing
7-day free trial
Free plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle.
Key features
Monthly budget planning
Zero-based budgeting
Safe-to-spend category balances
Expense and income tracking
Move money between categories
Subscriptions tracker
Savings goals
Face ID protection
Multiple account support
Monthly spending insights
Accounts in any currency with single Net Worth view
Money Chat for natural language transaction entry
End-to-end encrypted sync across devices
Budget income and spending with runway forecast
Scenario planning and forecasting
CSV and ZenMoney import
Local-only or Private AI options
Data export as JSON or CSV
Recovery key backup
What makes it different
Before You Tap budgeting shows safe-to-spend amounts before purchase
Subscriptions tracker shows renewal dates and annual costs
Savings goals feature with target amounts and due dates
Flexible adjustments when life changes without guilt
Privacy-first design with end-to-end encryption that even the company cannot read
Designed specifically for people managing life across multiple countries and currencies
AI that respects privacy with local-only mode running in browser
No bank login required, manual entry or import only
Free plan with full workspace including encrypted sync