Simple monthly budget app with zero-based planning and safe-to-spend categories
Connect your bank to AI and get real answers
Stage
Not given
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Founded
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Based in
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US
Pricing model
Free trial
Freemium
Pricing
7-day free trial
Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
Key features
Monthly budget planning
Zero-based budgeting
Safe-to-spend category balances
Expense and income tracking
Move money between categories
Subscriptions tracker
Savings goals
Face ID protection
Multiple account support
Monthly spending insights
Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
10,000+ US bank connections via Plaid
Automatic transaction categorization with user-defined rules
Auto-sync transactions to Google Sheets and Excel
Track cards, loans, balances, APRs, and due dates
Split mixed purchases into budget categories
Connect investment and retirement accounts
Scheduled check-ins and recurring tasks via AI
What makes it different
Before You Tap budgeting shows safe-to-spend amounts before purchase
Subscriptions tracker shows renewal dates and annual costs
Savings goals feature with target amounts and due dates
Flexible adjustments when life changes without guilt
No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
One subscription with everything included; no ads or data selling
Automatic spreadsheet sync with no manual CSV exports
Pigi
OpenBudget