Seedling: Free. Strategist: 5€/month (16% off yearly, 2 months free). Oracle: 15€/month (16% off yearly, 2 months free).
Free version includes Available, Zenith Index, Upcoming, unlimited accounts and transactions, 3 charts, 1 budget, 1 money box and 1 goal. Zenith Flow Plus costs €12.99 at launch price (then €19.99), as a one-time purchase, adding unlimited budgets, goals and money boxes, all charts, 24-month simulat
Key features
Portfolio tracking across multiple brokers and asset classes
AI-powered portfolio optimization
Scenario simulations and stress testing
1-year asset forecasts
Dividend tracking and forecasting
Access to 100,000+ stocks and ETFs
30 years of historical asset data
ETF comparison tool
Portfolio benchmarking against indexes
Backtesting tool
Available: calculates spending capacity across all accounts
Zenith Index: personal spending health metric from 0 to 100
Simulator shows financial position over 6, 12 or 24 months
Budgets and money boxes for spending control
Transaction history and quick entry
Charts and financial analytics
iCloud sync and encrypted backup
Credit card management with statement tracking
App lock and privacy controls
What makes it different
All investments in one unified platform across brokers
AI-powered insights designed for retail investors
Bank-level security with no storage of broker credentials
Institutional-grade models accessible to individual investors
One-time purchase instead of subscription
No bank connection or accounts required
Available metric shows true spending capacity across all accounts
Personal Zenith Index compares you to yourself, not others
Native apps for Mac with full keyboard and menu support