Plum vs Payset

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Plum compared with Payset
Detail	Plum	Payset
What it does	Money for life	Multi-currency business accounts for fast international payments and smarter FX
Stage	Not given	Established
Founded	Not given	2018
Based in	Not given	GB
Pricing model	Not given	Freemium
Pricing	Not given	Account opening: free. Receiving funds: from £2 locally, up to 0.4% (min £10) internationally. Sending funds: from £2 locally, up to 0.4% (min £12) internationally. Currency exchange: as low as 0.09%. CHAPS transfers: from £14-£15. Urgent payments: from £20. Monthly access fee may apply based on ris
Key features	Easy Access Savings Account Lifetime ISA Cash ISA Stocks and Shares ISA Self-Invested Personal Pension Automated savings automations 95-day Notice Account Plum Interest	Send and receive in 34 currencies Exchange up to 38 currency pairs Local IBANs in five regions (UK, Europe, US, Singapore, Hong Kong) Team management with permission controls Multi-signature approval for transactions Spending rules per user 24/7 account security Two-factor authentication Multiple payment networks (SWIFT, SEPA, ACH, Fedwire, Faster Payments) Quick onboarding (1-3 business days)
What makes it different	Automated savings without manual effort Multi-product integrated approach to savings and investing	FCA-regulated electronic money institution with segregated safeguarding Personalized support through multiple channels (phone, email, live chat, WhatsApp) Serves 70+ countries with local payment networks
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	64 no change since last check	39 no change since last check
Trust Flow (Majestic)	29	29
Citation Flow (Majestic)	43	22
Referring domains (Majestic)	2071	701

3 details filled in for both companies.

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