Private net worth tracker for global finances with multi-currency support and optional bank connections
Know what you can spend right now with a simple visual spending pace
Stage
Not given
Startup
Founded
Not given
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Based in
CH
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Pricing model
Freemium
Freemium
Pricing
Standard plan: free for manual tracking in one currency. Premium: US$5/month or US$50/year when billed annually, includes multi-currency support and optional bank connections.
Free: up to 3 trains, default train theme, transaction history, 30D/90D/1Y reports, core widget, Apple Shortcuts. Pro: $9.99/year or $29.99 lifetime for unlimited trains, train sharing, additional visual themes, custom train-level thresholds, full widget configuration, CSV export. Localized pricing
Key features
Manual account tracking in one consistent currency
Optional premium connections for supported institutions
Multi-currency support with original currency records
End-to-end encryption for account data
FIRE calculator for retirement planning
Historical tracking and trend charts
Portfolio insights and diversification analysis
Currency distribution breakdown
Couples account sharing
AI Finance Copilot for portfolio questions
Live spending balance that updates continuously as time passes and purchases are made
Multiple spending trains for different expense categories
Visual train metaphor showing ahead or behind status
Home Screen widget for quick balance checking
Transaction history and spending reports
Shared trains for household spending management
iCloud sync for seamless data synchronization
CSV export for data analysis
Custom visual themes
What makes it different
Browser-side encryption keeps financial records encrypted before reaching servers
Multi-currency tracking maintains original currency records alongside reporting view
Combination of manual and automated account synchronization
Net-worth-focused design distinct from budgeting software
Integrated FIRE planning tools without spreadsheet formulas
Answers the immediate question of what you can spend right now instead of providing only a monthly total
Progress carries forward across months instead of resetting at month-end
Simple interface with one live number instead of complex spreadsheets or multiple categories
Free version available with core features to test the method before upgrading
My Money Train