Private net worth tracker for global finances with multi-currency support and optional bank connections
Track every expense in one sentence
Stage
Not given
Not given
Founded
Not given
Not given
Based in
CH
US
Pricing model
Freemium
Freemium
Pricing
Standard plan: free for manual tracking in one currency. Premium: US$5/month or US$50/year when billed annually, includes multi-currency support and optional bank connections.
Free: basic expense tracking with 20 captures every 30 days, 2 accounts, 2 category budgets, 1 account currency, no ads. Outlayr Pro: $7.99/month, $49.99/year with 7 days free, or $129.99 once; includes 500 captures every 30 days, unlimited accounts, category budgets and account currencies, sync acr
Key features
Manual account tracking in one consistent currency
Optional premium connections for supported institutions
Multi-currency support with original currency records
End-to-end encryption for account data
FIRE calculator for retirement planning
Historical tracking and trend charts
Portfolio insights and diversification analysis
Currency distribution breakdown
Couples account sharing
AI Finance Copilot for portfolio questions
Log purchases by voice, text, or receipt photo
Supports 165 currencies with historical exchange rates
Budget tracking with overspend alerts
Savings goals with monthly targets
Split transactions across categories
Multi-account tracking with transfers
Spending insights and trends
Offline entry logging without internet
Export data as CSV or full archive
What makes it different
Browser-side encryption keeps financial records encrypted before reaching servers
Multi-currency tracking maintains original currency records alongside reporting view
Combination of manual and automated account synchronization
Net-worth-focused design distinct from budgeting software
Integrated FIRE planning tools without spreadsheet formulas
Type expenses as one sentence instead of filling multiple form fields
All data stored on your phone by default with optional sync
Open source code available on GitHub under GPL and AGPL licenses
Outlayr