Understand what your startup equity is really worth — and what to do with it
Your money, across borders
Stage
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Founded
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Based in
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ID
Pricing model
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Freemium
Pricing
Free tools including estimator and calculators with no sign-up required. Equity Starter Kit: free download. Equity Toolkit — US: $39 (one-off). Equity Toolkit — Europe: €39 (one-off). Equity Position Report: $129 (includes toolkit). Optional 24-hour human review: additional $249. RSU Prep Pack: $19.
Free plan with unlimited accounts in any currency, Money Chat, budgets, forecast and encrypted sync. Nomad Monthly at $6.99 per month or Nomad Yearly at $59 per year (save 29% yearly). All plans billed in USD through Paddle.
Key features
Free share value estimator adjusted for common vs preferred, dilution and sale tax by country
Free exercise cost calculator including AMT tax implications
Over 250 US and 50+ European company guides with valuation data
Tax guides for 7 countries: Germany, UK, France, Spain, Italy, Netherlands and Poland
Free RSU withholding and ESPP analysis tools for public company stock
Exit waterfall calculator showing proceeds after investor preferences
Equity Position Report with personalized dilution and tax analysis
Ready-to-send sale documents and Deal Room control panel
Free equity glossary and 2026 liquidity data
Accounts in any currency with single Net Worth view
Money Chat for natural language transaction entry
End-to-end encrypted sync across devices
Budget income and spending with runway forecast
Scenario planning and forecasting
CSV and ZenMoney import
Local-only or Private AI options
Data export as JSON or CSV
Recovery key backup
What makes it different
Plain-English guidance with sources shown for tax rates, valuations and rules
User maintains complete control over all decisions and equity
GDPR-compliant data minimization with no data selling
Structured A-Z deal map with clear professional stop points
Privacy-first design with end-to-end encryption that even the company cannot read
Designed specifically for people managing life across multiple countries and currencies
AI that respects privacy with local-only mode running in browser
No bank login required, manual entry or import only
Free plan with full workspace including encrypted sync