Free download with 3 receipts; then $4.99/month or $39.99/year in the US (7-day trial for yearly); £4.99/month or £39.99/year in the UK.
Base: $5/month billed annually or $9.95/month billed monthly. Investor: $8.25/month billed annually ($99/year) or $12.95/month billed monthly. Both include a 7-day free trial.
Key features
Scan receipts with iPhone camera and OCR processing
Editable item and price review before saving
Categorize purchases automatically
Mark purchases as Essential or Optional
Share household history between two iPhones via QR code
Search history by category, store, and item
Export purchase data to CSV
Monthly PDF spending reports
iCloud sync for household data
Works without bank account connection
Ask Claude, ChatGPT, or any MCP client about spending, budgets, and balances
10,000+ US bank connections via Plaid
Automatic transaction categorization with user-defined rules
Auto-sync transactions to Google Sheets and Excel
Track cards, loans, balances, APRs, and due dates
Split mixed purchases into budget categories
Connect investment and retirement accounts
Scheduled check-ins and recurring tasks via AI
What makes it different
Sees individual grocery items instead of just merchant totals
No bank login or account connection required
User controls what is marked optional to identify potential savings
Open-source privacy core for audit and verification
Household sync without requiring a shared bank account or password
No data stored on servers; credentials stay with Plaid and money never moves through OpenBudget
One subscription with everything included; no ads or data selling
Automatic spreadsheet sync with no manual CSV exports
OpenBudget