Recoura vs Groundfloor

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Recoura compared with Groundfloor
Detail	Recoura	Groundfloor
What it does	Failed payment recovery for Stripe and Square	Private markets investing platform offering real estate loans, notes, and emerging alternative investments
Stage	Not given	Established
Founded	Not given	2013
Based in	US	US
Pricing model	Not given	Freemium
Pricing	Dashboard: Free. Recovery: $39/month with manual and automatic recovery for up to $5k/month. Growth: $79/month with unlimited recovery and no monthly cap.	Notes: 5%-9.0% highest return, $100-$10,000 minimum investment; Loans: 10-18% target IRR, $10 minimum investment; 12 Mo Preferred Note: 8.5% fixed rate, $10,000 minimum investment; Groundfloor Bond Note: 9.5% fixed rate, $10,000 minimum investment; Music Royalties Portfolio: 7% annualized return (12
Key features	Free dashboard showing revenue at risk and failed payments Branded email templates with customizable schedule AI-drafted recovery emails in your business voice In-app payment method update banners Slack and Teams notifications for payment events Weekly AI-generated churn reports Recovery Guard verification to prevent double-charges OAuth 2.0 connection without password or API key requirements	Individual real estate loan selection with 10-18% target IRR Auto Finance Portfolio with 13.6% target net IRR for accredited investors Music Royalties Portfolio offering 7% fixed annualized return Pre-IPO Stock Finance Portfolio with 15-18% target net IRR Portfolio tracking and real-time performance monitoring Automated monthly interest payments to investors Mobile app for browsing and managing investments on the go
What makes it different	Recovers hard declines and expired payment methods that Stripe and Square cannot retry Flat monthly pricing with no revenue-based scaling Works with both Stripe and Square, unlike competitors AI recovery assistant tailored to your business voice Free plan to view revenue at risk with no credit card required	100% repayment track record on real estate-backed notes since platform inception First company qualified by SEC under Regulation A+ to open private real estate investing to non-accredited investors Over 13 years of operating history managing real estate investments since 2013 Direct origination and underwriting rather than marketplace model Verified residential collateral and first- or second-lien security on every loan
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	48 no change since last check	49 +1 (up) since last check
Trust Flow (Majestic)	2	19
Citation Flow (Majestic)	23	32
Referring domains (Majestic)	28	595

5 details filled in for both companies.

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