Private lending software that drafts promissory notes, computes schedules, tracks payments, and keeps both parties on one ledger
Stage
Not given
Startup
Founded
Not given
2026
Based in
US
US
Pricing model
Not given
Freemium
Pricing
Dashboard: Free. Recovery: $39/month with manual and automatic recovery for up to $5k/month. Growth: $79/month with unlimited recovery and no monthly cap.
Free plan: $0, up to 2 open loans. Standard plan: $12 per month or $120 per year, unlimited open loans.
Key features
Free dashboard showing revenue at risk and failed payments
Branded email templates with customizable schedule
AI-drafted recovery emails in your business voice
In-app payment method update banners
Slack and Teams notifications for payment events
Weekly AI-generated churn reports
Recovery Guard verification to prevent double-charges
OAuth 2.0 connection without password or API key requirements
Promissory note generation from loan terms
Amortization schedule computation
Payment confirmation by both parties
E-signature with document hashing
Payment reminders before due dates
Bank debit collection on Standard plan
Loan modification and forgiveness agreements
Write-off record for unpaid loans
What makes it different
Recovers hard declines and expired payment methods that Stripe and Square cannot retry
Flat monthly pricing with no revenue-based scaling
Works with both Stripe and Square, unlike competitors
AI recovery assistant tailored to your business voice
Free plan to view revenue at risk with no credit card required
Append-only, hash-chained ledger that cannot be secretly altered
Never holds funds or acts as a financial institution
Legally-structured promissory notes with all required terms
Recoura
NoteHouse