Dashboard: Free. Recovery: $39/month with manual and automatic recovery for up to $5k/month. Growth: $79/month with unlimited recovery and no monthly cap.
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Key features
Free dashboard showing revenue at risk and failed payments
Branded email templates with customizable schedule
AI-drafted recovery emails in your business voice
In-app payment method update banners
Slack and Teams notifications for payment events
Weekly AI-generated churn reports
Recovery Guard verification to prevent double-charges
OAuth 2.0 connection without password or API key requirements
Mobile credit card processing
ACH payment processing
Point of sale systems
Virtual terminal merchant services
Chargeback prevention services
Merchant fraud protection
Embedded payments
Virtual card issuing
NaviGo resource hub with Q&A forums and marketing tools
What makes it different
Recovers hard declines and expired payment methods that Stripe and Square cannot retry
Flat monthly pricing with no revenue-based scaling
Works with both Stripe and Square, unlike competitors
AI recovery assistant tailored to your business voice
Free plan to view revenue at risk with no credit card required
Lifetime residuals secured by ironclad contracts that protect earnings even if the company is sold
24/7 US-based support from Tempe, Arizona
Transparent true splits where agents earn stated percentage of 100% of revenue generated
Custom solutions created specifically for agent and merchant needs
Recoura
PayCompass