3.9% + $0.50 per transaction, includes complete Merchant of Record service, global tax and compliance, billing and subscriptions, and agent-ready checkout
Key features
Caller recognition by phone number with saved context
Integration with 144+ payment processors
Support for multiple voice platforms
PCI Level 1 compliant card vault storage
Carrier-verified SIM swap detection for security
Direct settlement to merchant's processor
REST API for custom voice stacks
No card numbers read aloud on calls
Payment links and hosted checkout with no integration required
Recurring subscriptions with weekly, monthly, or annual billing
Automated tax calculation and filing for sales tax, VAT, and GST
Merchant of Record compliance on every transaction
Direct bank payouts with no reconciliation required
AI agent checkout on same payment link
Compliant invoice and receipt generation
Per-transaction pricing with no monthly or setup fees
What makes it different
Phone number as payment identity eliminates card recitation
Works with every merchant's existing processor without creating new accounts
Funds never held or reconciled by Ringup
Only platform enabling AI agents and humans to purchase through the same payment link
Complete Merchant of Record service handling all tax compliance and payouts
Zero-integration payment link that works in websites, READMEs, and direct messages
Transparent per-transaction pricing with no hidden monthly fees