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Ringup vs Sebpay

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Ringup compared with Sebpay
DetailRingup logo RingupSebpay logo Sebpay
What it doesIdentity and payments layer for AI voice agents Simplified African payment collection and payouts through Mobile Money and APIs
StageNot given Not given
FoundedNot given Not given
Based inUS BJ
Pricing modelContact for pricing Paid
PricingNot given Pay-in fees from 2.5%, payout fees from 0.5%. Country-specific rates vary: Benin (2.7% pay-in, 1.9% payout), Burkina Faso (3.5-4% pay-in, 2.5% payout), Côte d'Ivoire (2.5% pay-in, 2% payout), Cameroon (3.5% pay-in, 2.5% payout), Congo-Brazzaville (4.5% pay-in, 0.5% payout), Kenya (2.5% pay-in, 2% pa
Key features
  • Caller recognition by phone number with saved context
  • Integration with 144+ payment processors
  • Support for multiple voice platforms
  • PCI Level 1 compliant card vault storage
  • Carrier-verified SIM swap detection for security
  • Direct settlement to merchant's processor
  • REST API for custom voice stacks
  • No card numbers read aloud on calls
  • Pay-in collection across 21 African countries with 14+ mobile money operators
  • Payout functionality to mobile money and bank accounts
  • Payment links shareable via WhatsApp, email, or SMS
  • QR code generation for in-store or event payments
  • Real-time webhook notifications for transaction status updates
  • OpenAPI documentation and free sandbox environment
  • 24/7 customer support in French and English with 2-hour response target
  • Settlement and automated fund routing to wallets or bank accounts
  • Multi-account types for individual users, businesses, and crypto payments
What makes it different
  • Phone number as payment identity eliminates card recitation
  • Works with every merchant's existing processor without creating new accounts
  • Funds never held or reconciled by Ringup
  • Fast production deployment with sandbox and instant webhooks
  • Quick fund withdrawals with no withdrawal fees
  • Support available 24/7 in French with rapid response times
  • KYC verification completed in 24-48 business hours
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)3 −1 (down) since last check4 no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)2414
Referring domains (Majestic)362

5 details filled in for both companies.

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