Crypto-funded virtual Visa card for instant online payments
Open protocols on Bitcoin that anyone can verify without trusting a company
Stage
Startup
Startup
Founded
2026
2025
Based in
Not given
Not given
Pricing model
Paid
Freemium
Pricing
5% top-up fee when loading funds. No purchase fees, no monthly subscriptions, no hidden charges.
Protocol tools and ochk.app sign-in are free. Apps that pay users on ochk.app pay a 20% platform fee. vault.ochk.io offers cloud sync priced in sats and paid on-chain.
Key features
Instant card issuance in 30 seconds
Fund with 50+ cryptocurrencies including Bitcoin, Ethereum, USDT, USDC, Solana, and more
Merchant-locked cards restricted to single vendor
Single-use disposable virtual cards
Custom spending limits adjustable by day, week, or lifetime
Real-time transaction monitoring and fraud detection
Instant card freeze capability from dashboard
256-bit SSL encryption and PCI DSS compliance
Works globally at 50 million+ merchants in 150+ countries
Bitcoin-backed accounts
Free, self-hosted verification tools
What makes it different
Single flat 5% top-up fee with zero purchase fees and no hidden charges
Cards issued instantly in 30 seconds without bank account or credit check
Support for 50+ cryptocurrencies and multiple funding options
Full spending control with merchant-locking and disposable card options
24/7 customer support with average response time under 2 minutes
Bitcoin-backed verification - anyone can check signatures against the blockchain without trusting orangecheck
Open, public specifications under MIT license
Non-custodial - protocols never hold coins or keys
Self-hostable verification - protocols work offline without orangecheck's infrastructure
RivoCard
orangecheck