DIY retirement and financial planning with full tax detail and Claude AI assistance
Stage
Not given
Not given
Founded
Not given
Not given
Based in
US
Not given
Pricing model
Free trial
Freemium
Pricing
2 months free trial, then $9.99/month (USD)
Free tier: The whole planner and app including up to 4 plans with 12 scenarios each, tax engine, Monte Carlo analysis, and free trial of Claude connector. Plus tier: $100 USD per year with higher Claude connector limits.
Key features
Connect bank accounts securely with Plaid read-only access
Automatic transaction tracking and categorization
Monthly and yearly budgets with real-time updates
Transaction review queue to approve and categorize spending
Shared household access with Edit and View permissions
Savings goals tracking shared with household
Recurring subscription detection and price change alerts
Free loan calculator for any amount and rate
Can I afford it feature checks purchase against available funds
Tax modeling down to lot-level cost basis with capital gains stacking
Income tax calculation for 41 states and DC with local tax support
Social Security modeling with earnings test and spousal benefits
Monte Carlo analysis with thousand trials from real market history
Claude AI integration for plan building and analysis
Roth conversion and withdrawal optimizer
Multi-scenario comparison with detailed scenario diffing
Real estate modeling with depreciation and rental property analysis
Family and household modeling with marriage, children, and moves
Income tracking for salary, RSUs, pensions, and Social Security
What makes it different
Automatically updates budget as transactions sync in real time
One shared place for entire household instead of multiple apps and spreadsheets
Read-only bank access means Savenello cannot move money
Designed specifically for couples and families with shared finances
No credit card required for 2-month free trial
Tax-focused planning engine that models actual tax impacts at lot level
Claude AI integration that builds and updates plans via conversation
Free core planner with optional paid Claude connector tier
Variable spending model that adapts annually based on portfolio performance
Savenello
FinZot