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Savern vs Catatku

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Savern compared with Catatku
DetailSavern logo SavernCatatku logo Catatku
What it doesA private budget app that shows what you can safely spend Daily expense tracker for Android and iOS with fast logging, automatic reports, and optional cloud sync
StageNot given Startup
FoundedNot given 2025
Based inUS ID
Pricing modelFree trial Not given
Pricing7-day free trial, then monthly or annual subscription. Exact pricing shown in App Store or Google Play purchase flow. Free account: Rp 0, unlimited transactions, no ads. Premium account: Rp 149,000 (one payment for 1 year). Pro account: Rp 299,000 (one payment, forever). In the US: Premium $9.99 for 1 year, Pro $19.99 forever. AI Assistant add-on: Rp 24,000 per month or Rp 199,000 per year in Indonesia, $1.99 a mon
Key features
  • Freeflow Engine - shows what is actually usable after protecting bills, debt, and savings
  • Cash Low Point Monitoring - projects how low available cash may fall before next paycheck
  • Afford It Decision Tool - checks whether a purchase fits the financial plan
  • Bill Reminders - track upcoming, due, paid, and overdue bills
  • Debt Payoff Tools - snowball and avalanche calculations with interest savings
  • Savings Goal Tracking - create and track progress on savings goals
  • Reserved Cash - separate committed money from everyday spending
  • Paycheck Planning - plan around income timing including irregular income
  • Manual Budgeting - plan without connecting a bank account
  • Fast logging with built-in calculator
  • Automatic daily, weekly, monthly and yearly reports
  • Multiple accounts (cash, bank, e-wallet, credit cards)
  • Budget tracking with spending limits
  • Savings goals tracking
  • Recurring bills reminder
  • Debt and receivables tracking
  • WhatsApp and Telegram AI Assistant (Pro add-on)
What makes it different
  • No bank sync or bank credentials required - keeps financial data private and avoids broken connections
  • Local-first architecture - financial data stored on device, never sold
  • Looks forward to upcoming obligations instead of backward at past spending
  • Shows safe-to-spend amount rather than just balance
  • Manual budgeting keeps users close to their money
  • Works completely offline with no internet required
  • One-time payment with no auto-renewing subscription
  • Log transactions via WhatsApp or Telegram with AI Assistant
Community votes00
DR (Domain Rating by Ahrefs)2 no change since last check2 no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)2019
Referring domains (Majestic)104

5 details filled in for both companies.

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