| What it does | A private budget app that shows what you can safely spend
| Cash flow app for freelancers: what you can spend today
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| Stage | Not given
| MVP
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| Founded | Not given
| Not given
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| Based in | US
| EE
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| Pricing model | Free trial
| Free trial
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| Pricing | 7-day free trial, then monthly or annual subscription. Exact pricing shown in App Store or Google Play purchase flow.
| Free for the first year for the first 100 people in early access. After that: US$9 per month or US$79 per year (or 9 € per month or 79 € per year for dashboards created from the Italian site). No automatic charges; email confirmation before billing begins.
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| Key features | - Freeflow Engine - shows what is actually usable after protecting bills, debt, and savings
- Cash Low Point Monitoring - projects how low available cash may fall before next paycheck
- Afford It Decision Tool - checks whether a purchase fits the financial plan
- Bill Reminders - track upcoming, due, paid, and overdue bills
- Debt Payoff Tools - snowball and avalanche calculations with interest savings
- Savings Goal Tracking - create and track progress on savings goals
- Reserved Cash - separate committed money from everyday spending
- Paycheck Planning - plan around income timing including irregular income
- Manual Budgeting - plan without connecting a bank account
| - Import bank transactions from CSV, Excel, OFX/QFX, QIF or CAMT.053 files
- Automatic recognition of transactions from Chase, Bank of America, Wells Fargo, Capital One, Citi, American Express, Discover, Revolut, Wise, N26 and Fineco
- Connect Stripe for subscription renewals and payout tracking
- Import Fiverr earnings and forecast future payouts
- Browser extension for Chrome, Edge and Brave showing safe-to-spend at checkout
- Integration with Claude and ChatGPT for spending questions
- Multi-currency conversion using European Central Bank reference rates
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| What makes it different | - No bank sync or bank credentials required - keeps financial data private and avoids broken connections
- Local-first architecture - financial data stored on device, never sold
- Looks forward to upcoming obligations instead of backward at past spending
- Shows safe-to-spend amount rather than just balance
- Manual budgeting keeps users close to their money
| - Shows what you can safely spend today without touching emergency funds or taxes over the next 12 months, not just current account balance
- Counts only income you can rely on (certain, half-certain, or uncertain) rather than all projected income
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 2 ● no change since last check | 3 ▲ +1 (up) since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 20 | 20 |
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| Referring domains (Majestic) | 10 | 6 |
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