| What it does | A private budget app that shows what you can safely spend
| A planning calendar for your money: bills, paydays and payments on their days, with the balance each day leaves you, weeks and months ahead.
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| Stage | Not given
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| Founded | Not given
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| Based in | US
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| Pricing model | Free trial
| Freemium
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| Pricing | 7-day free trial, then monthly or annual subscription. Exact pricing shown in App Store or Google Play purchase flow.
| Free: The calendar with one calendar, repeating items, notes, search, computer and phone access, and calendar app import. Paid yearly: $69 USD a year (save 18%), includes Cash Flow Forecast, What-If Scenarios, Debt Planner, Savings Planner, Investment Planner, Card Rewards Optimizer, Challenges, Rep
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| Key features | - Freeflow Engine - shows what is actually usable after protecting bills, debt, and savings
- Cash Low Point Monitoring - projects how low available cash may fall before next paycheck
- Afford It Decision Tool - checks whether a purchase fits the financial plan
- Bill Reminders - track upcoming, due, paid, and overdue bills
- Debt Payoff Tools - snowball and avalanche calculations with interest savings
- Savings Goal Tracking - create and track progress on savings goals
- Reserved Cash - separate committed money from everyday spending
- Paycheck Planning - plan around income timing including irregular income
- Manual Budgeting - plan without connecting a bank account
| - Calendar view of bills, paydays and planned payments
- Debt Planner to turn payments into a payoff plan with target month
- Savings Planner with goal dates and target paydays
- What-If Scenarios to test purchases before committing
- Integration with Lunch Money and YNAB
- Investment Planner for tracking investment goals
- Card Rewards Optimizer to maximize rewards
- Multi-currency calendar support
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| What makes it different | - No bank sync or bank credentials required - keeps financial data private and avoids broken connections
- Local-first architecture - financial data stored on device, never sold
- Looks forward to upcoming obligations instead of backward at past spending
- Shows safe-to-spend amount rather than just balance
- Manual budgeting keeps users close to their money
| - See your exact balance every day for weeks and months ahead, not just today
- Works standalone without connecting to other apps; integrations are optional
- Free plan with full calendar forever after 14-day trial of all features
- Phone app coming soon for iPhone and Android; web version works in phone browser today
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 2 ● no change since last check | 10 ● no change since last check |
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| Trust Flow (Majestic) | 0 | 3 |
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| Citation Flow (Majestic) | 20 | 13 |
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| Referring domains (Majestic) | 10 | 4 |
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