| What it does | A private budget app that shows what you can safely spend
| Your financial future, finally clear
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| Stage | Not given
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| Founded | Not given
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| Based in | US
| IT
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| Pricing model | Free trial
| Freemium
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| Pricing | 7-day free trial, then monthly or annual subscription. Exact pricing shown in App Store or Google Play purchase flow.
| Free version includes Available, Zenith Index, Upcoming, unlimited accounts and transactions, 3 charts, 1 budget, 1 money box and 1 goal. Zenith Flow Plus costs €12.99 at launch price (then €19.99), as a one-time purchase, adding unlimited budgets, goals and money boxes, all charts, 24-month simulat
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| Key features | - Freeflow Engine - shows what is actually usable after protecting bills, debt, and savings
- Cash Low Point Monitoring - projects how low available cash may fall before next paycheck
- Afford It Decision Tool - checks whether a purchase fits the financial plan
- Bill Reminders - track upcoming, due, paid, and overdue bills
- Debt Payoff Tools - snowball and avalanche calculations with interest savings
- Savings Goal Tracking - create and track progress on savings goals
- Reserved Cash - separate committed money from everyday spending
- Paycheck Planning - plan around income timing including irregular income
- Manual Budgeting - plan without connecting a bank account
| - Available: calculates spending capacity across all accounts
- Zenith Index: personal spending health metric from 0 to 100
- Simulator shows financial position over 6, 12 or 24 months
- Budgets and money boxes for spending control
- Transaction history and quick entry
- Charts and financial analytics
- iCloud sync and encrypted backup
- Credit card management with statement tracking
- App lock and privacy controls
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| What makes it different | - No bank sync or bank credentials required - keeps financial data private and avoids broken connections
- Local-first architecture - financial data stored on device, never sold
- Looks forward to upcoming obligations instead of backward at past spending
- Shows safe-to-spend amount rather than just balance
- Manual budgeting keeps users close to their money
| - One-time purchase instead of subscription
- No bank connection or accounts required
- Available metric shows true spending capacity across all accounts
- Personal Zenith Index compares you to yourself, not others
- Native apps for Mac with full keyboard and menu support
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 2 ● no change since last check | 1 ▲ +1 (up) since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 20 | 0 |
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| Referring domains (Majestic) | 10 | 0 |
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Savern
Zenith Flow