Sebpay vs Century VTU
A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.
Sebpay compared with Century VTU
| Detail | 
Sebpay | 
Century VTU |
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| What it does | Simplified African payment collection and payouts through Mobile Money and APIs
| Buy airtime, data, electricity tokens and cable TV in seconds from one wallet
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| Stage | Not given
| Not given
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| Founded | Not given
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| Based in | BJ
| NG
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| Pricing model | Paid
| Free
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| Pricing | Pay-in fees from 2.5%, payout fees from 0.5%. Country-specific rates vary: Benin (2.7% pay-in, 1.9% payout), Burkina Faso (3.5-4% pay-in, 2.5% payout), Côte d'Ivoire (2.5% pay-in, 2% payout), Cameroon (3.5% pay-in, 2.5% payout), Congo-Brazzaville (4.5% pay-in, 0.5% payout), Kenya (2.5% pay-in, 2% pa
| Not given
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| Key features | - Pay-in collection across 21 African countries with 14+ mobile money operators
- Payout functionality to mobile money and bank accounts
- Payment links shareable via WhatsApp, email, or SMS
- QR code generation for in-store or event payments
- Real-time webhook notifications for transaction status updates
- OpenAPI documentation and free sandbox environment
- 24/7 customer support in French and English with 2-hour response target
- Settlement and automated fund routing to wallets or bank accounts
- Multi-account types for individual users, businesses, and crypto payments
| - Instant airtime and data delivery in under 10 seconds
- Electricity tokens delivered within 30 seconds
- Cashback credited directly to wallet on every purchase
- 1% lifetime commission on referrals
- Dedicated bank account for wallet funding
- Bank-grade encryption and PCI-DSS certified payment processing
- Tiered account verification system for higher limits
- Downloadable receipts and full transaction history
- Support for multiple African countries
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| What makes it different | - Fast production deployment with sandbox and instant webhooks
- Quick fund withdrawals with no withdrawal fees
- Support available 24/7 in French with rapid response times
- KYC verification completed in 24-48 business hours
| - 99.9% delivery success rate
- Single wallet for all bill payments across providers
- Cashback and referral earnings on every transaction
- Transparent fees shown before transaction confirmation
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| Free plan | Not given
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| Open source | Not given
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| Platforms | Not given
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| Public API | Not given
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| Community votes | 0 | 0 |
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| DR (Domain Rating by Ahrefs) | 4 ● no change since last check | Not checked yet ● no change since last check |
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| Trust Flow (Majestic) | 0 | 0 |
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| Citation Flow (Majestic) | 14 | 11 |
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| Referring domains (Majestic) | 2 | 1 |
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5 details filled in for both companies.
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