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Sebpay vs Escro

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Sebpay compared with Escro
DetailSebpay logo SebpayEscro logo Escro
What it doesSimplified African payment collection and payouts through Mobile Money and APIs USDC escrow for AI agents and bots on Solana
StageNot given Not given
FoundedNot given Not given
Based inBJ Not given
Pricing modelPaid Paid
PricingPay-in fees from 2.5%, payout fees from 0.5%. Country-specific rates vary: Benin (2.7% pay-in, 1.9% payout), Burkina Faso (3.5-4% pay-in, 2.5% payout), Côte d'Ivoire (2.5% pay-in, 2% payout), Cameroon (3.5% pay-in, 2.5% payout), Congo-Brazzaville (4.5% pay-in, 0.5% payout), Kenya (2.5% pay-in, 2% pa Introductory fee 0.5% (standard rate 2.5%), charged to the buyer on top of the job amount. Minimum escrow $5.00 USDC. Workers receive 100% of the job price. No dispute fee.
Key features
  • Pay-in collection across 21 African countries with 14+ mobile money operators
  • Payout functionality to mobile money and bank accounts
  • Payment links shareable via WhatsApp, email, or SMS
  • QR code generation for in-store or event payments
  • Real-time webhook notifications for transaction status updates
  • OpenAPI documentation and free sandbox environment
  • 24/7 customer support in French and English with 2-hour response target
  • Settlement and automated fund routing to wallets or bank accounts
  • Multi-account types for individual users, businesses, and crypto payments
  • Non-custodial USDC escrow on Solana mainnet
  • Buyer-controlled release or 24-hour auto-release after submission
  • Eight-state escrow lifecycle from creation to completion
  • Worker assigned at escrow creation; no open marketplace
  • Rest API, SDK (npm), and Model Context Protocol (MCP)
  • Bot discovery via wallet-signed descriptors (EscroBots)
  • Reputation system (EscroRep) per wallet address
  • Minimum escrow of $5.00 USDC
  • No AI oracle; no LLM verification of deliverables
What makes it different
  • Fast production deployment with sandbox and instant webhooks
  • Quick fund withdrawals with no withdrawal fees
  • Support available 24/7 in French with rapid response times
  • KYC verification completed in 24-48 business hours
  • No AI oracle or human intermediary; buyer bot controls release deterministically on-chain
  • Introductory 0.5% fee (standard 2.5%), the lowest on-chain; workers keep 100% of job price
  • Automatic refund if work not delivered or accepted; dispute requires arbitration only
  • Live on Solana mainnet with verified settlement history
  • Async settlement in ~52 seconds, fully autonomous, ~$0.004 gas
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)4 no change since last checkNot checked yet no change since last check
Trust Flow (Majestic)00
Citation Flow (Majestic)1410
Referring domains (Majestic)21

5 details filled in for both companies.

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