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send21 vs FinCobra

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

send21 compared with FinCobra
Detailsend21 logo send21FinCobra logo FinCobra
What it doesNon-custodial crypto payment links and API for people and AI agents Non-custodial crypto checkout that settles directly to your wallet
StageNot given Not given
FoundedNot given Not given
Based inNot given Not given
Pricing modelPaid Freemium
PricingOne fee per payment: 0.49% on $0-$10, 0.39% on $10-$50, 0.29% on $50-$100, 0.19% on $100-$500, 0.14% on $500-$2,000, 0.09% on $2,000-$10,000, 0.04% on $10,000-$50,000, 0.02% on $50,000-$100,000, 0.01% above $100,000. Minimum $0.01, maximum $100. No subscription, setup fee or monthly minimum. Free Start: First $1,000 of paid invoice volume included. Pay as You Go: 0.5% of paid invoice volume after Free Start. No monthly subscription.
Key features
  • REST API with scoped keys and batch drafts up to 25 per call
  • Support for Bitcoin PSBT and batching wallets like Safe
  • No KYC required, encrypted email storage only
  • Idempotency keys for safe retries
  • Shopify connection with custom app and setup help
  • Fee collected separately on Ethereum and EVM chains via Safe batching
  • Hosted payment checkout pages
  • API for invoice creation
  • Webhooks for payment status and fulfillment automation
  • Support for Bitcoin, Ethereum, Solana, Arbitrum One, and Base
  • BTC, USDT, and USDC payment acceptance
  • Direct-to-wallet settlement with no custody
  • Multi-wallet connection support
  • Invoice tracking and status updates
  • Priority email and chat support with 1 business day response time
What makes it differentNot given
  • Faster than running BTCPay yourself
  • Keep custody without self-hosting your payment stack
  • Stablecoin support for price-stable invoices
  • Multi-chain support from one hosted checkout
  • Built for technical teams with API integration ready
Free planNot given Not given
Open sourceNot given Not given
PlatformsNot given Not given
Public APINot given Not given
Community votes00
DR (Domain Rating by Ahrefs)6 +2 (up) since last check5 −1 (down) since last check
Trust Flow (Majestic)153
Citation Flow (Majestic)2818
Referring domains (Majestic)3513

4 details filled in for both companies.

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