send21 vs Xaver

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

send21 compared with Xaver
Detail	send21	Xaver
What it does	Non-custodial crypto payment links and API for people and AI agents	AI-enabled sales and product platform for life insurance and pensions
Stage	Not given	Not given
Founded	Not given	2023
Based in	Not given	DE
Pricing model	Paid	Contact for pricing
Pricing	One fee per payment: 0.49% on $0-$10, 0.39% on $10-$50, 0.29% on $50-$100, 0.19% on $100-$500, 0.14% on $500-$2,000, 0.09% on $2,000-$10,000, 0.04% on $10,000-$50,000, 0.02% on $50,000-$100,000, 0.01% above $100,000. Minimum $0.01, maximum $100. No subscription, setup fee or monthly minimum.	Not given
Key features	REST API with scoped keys and batch drafts up to 25 per call Support for Bitcoin PSBT and batching wallets like Safe No KYC required, encrypted email storage only Idempotency keys for safe retries Shopify connection with custom app and setup help Fee collected separately on Ethereum and EVM chains via Safe batching	AI co-pilot assistant for human advisors to automate admin tasks Omnichannel customer activation across voice, chat, mobile and web Seamless handover from digital to advisor with context Rapid product launch in 4-6 weeks Customer profiling in 3 minutes Compliance orchestration layer
What makes it different	Not given	Up to 65% efficiency gain with AI financial advisor BaFin-licensed and regulated asset manager German pension reform expertise with AVD and Riester migration
Free plan	Not given	Not given
Open source	Not given	Not given
Platforms	Not given	Not given
Public API	Not given	Not given
Community votes	0	0
DR (Domain Rating by Ahrefs)	6 +2 (up) since last check	40 no change since last check
Trust Flow (Majestic)	15	12
Citation Flow (Majestic)	28	30
Referring domains (Majestic)	35	240

3 details filled in for both companies.

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