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Silvia vs Ledgerly

A side-by-side comparison built from both listings. Blank cells mean the company has not given that detail; we never guess.

Silvia compared with Ledgerly
DetailSilvia logo SilviaLedgerly logo Ledgerly
What it doesYour personal AI CFO for serious investors Budget app that shows what you can spend today
StageNot given Not given
FoundedNot given Not given
Based inUS US
Pricing modelFreemium Freemium
PricingFree tier with limited AI usage; Pro $17/mo billed annually or $20/mo monthly; Max $200/mo Free to start with all features unlocked; then Monthly, Yearly (billed yearly, most common option), or Lifetime (one-time payment). Prices set by Apple App Store and Google Play and vary by country.
Key features
  • Connect over 12,000 US banks and brokerages
  • Connect crypto exchanges and self-custody wallets
  • Track physical assets with live market data valuation
  • Real-time financial insights via call, chat, or email
  • Read-only access with no ability to move money
  • SOC 2 Type II certified encryption
  • Mobile-first web experience
  • AI-powered financial analysis connected to real accounts
  • Calculates what you can safely spend today
  • Budgets over any period (month, fortnight, custom)
  • Multiple accounts, transfers, and net worth tracking
  • Recurring rules for rent, salary, and subscriptions
  • Search and filters over every transaction
  • CSV export of transactions
  • Backup and restore via Google Drive, iCloud, or file
  • App lock with passcode and biometrics
  • Supports 165 currencies and 5 languages
  • All data stays on device with optional backup only
What makes it different
  • Built by investors specifically for investors
  • AI answers questions using your real numbers, not generic examples
  • Institutional-grade analysis in real time, 24/7
  • Combines account aggregation with AI financial insights
  • Secure with encrypted data and no credential storage
  • No bank connection—you manually add transactions, so no credentials to share and nothing to categorize incorrectly
  • All data remains on your phone; nothing is uploaded without your permission
  • Shows what you can spend today as one clear number derived from remaining funds and days until payday
  • Free to start with all features unlocked; you choose whether to pay to continue adding transactions
Community votes00
DR (Domain Rating by Ahrefs)42 no change since last check2 no change since last check
Trust Flow (Majestic)121
Citation Flow (Majestic)3219
Referring domains (Majestic)11111

6 details filled in for both companies.

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